Private Label Cannabis Credit Card

Built For Your Business

Every program is unique due to client ownership and control.

We work with you to insure our program is in alignment with your category, margin, and your customer experience. Customers can use the card only with your company, online or in-store, driving loyalty, larger transaction values, and increased purchase frequency.

Our Value

We have been successfully running cannabis credit card programs since 2018. Our program is run by experts with 30+ years retail credit experience whose primary focus is profitable incremental sales.

We have the best practices and deep retail experience to custom design the right solution for every retail partner, providing access to customer data and insights into customer behavior.


We Do

Customer Collections

Underwriting & Real-time Decisioning

Payment Processing

Customer Billing

Customer Service

Collaborate to Define Strategy & Objectives

Periodic Program Review & Adjustments

Did you Know?

Private label is among the most effective tools to drive incremental sales.

Dedicated credit line is proven to drive increased basket size and purchasing frequency.

PLCCs provide multiple touch-points, targeted messaging, and high service level with a focus on driving add-on sales.

Interest-free initial term + other rewards drive adoption

Frequently Asked Questions

How does this help my retail business?

Historically, retailers saw an 18% increase in basket size as well as an increase in frequency.

How much does the Private Label Cannabis Credit Card cost businesses?

Initial fees: $5,000 

Minimum Monthly Spend  $5,000/ 4 month commitment.

Transaction costs (merchant discount rate)

    • Unfunded (retailer carries the paper) 6.5% 
    • Funded 9.5%
How long does it take to get the credit card program set up?

~30 days

Is there any hardware needed? How much would it cost?

We can integrate our software into your current point of sale, or we have tablets with preloaded software that costs $120 each.

What is my business’s financial risk?

There is no risk. For a trial period of 4 months, we will guarantee that yield (interest/late fees) exceed write-off.

Can the cannabis credit card be used online on our ecommerce platform?


Are there physical cards? How much do they cost?

Yes, plastic or metal.

Plastic:~$.05-.20 depending on scale and design

Metal: ~$1.20-$5 depending on scale, design, material and thickness

Can the app/card be white-labeled?


How long does it take to get paid?

Funded Solution:  ~3 days 

Unfunded Solution: ~80 days max historically for unfunded (or when the customer pays the bill) – 50% pay in full by the end of the month

What happens when a cardholder does not pay the minimum amount due?

The card is deactivated for that cardholder until the minimum amount due is paid.

What is the APR?


Is there a yearly fee for the cardholder?


Are the rates the same for every store?

Rates vary by state.

How long does it take the cardholder to get approved?

Cardholders will receive approval within~90 seconds, and can shop the same day on their new line of credit. If denied, the cardholder will be informed via mail within 2-5 business days.

If a cardholder needs assistance, who do they contact regarding the cannabis credit card?

There will be customer service call centers for cardholders to contact. Their business hours will be the same as the issuing retailer’s business hours.

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